Bill and his fiancee Mary met with the minister of the church to discuss their marriage vows. "Pastor," said Mary, "we wonder if we could make a change in the wording of our ceremony." "Yes, Mary," replied the pastor, "it is sometimes done.What do you have in mind?"
"Well," said Mary, "we'd like to alter the 'until death do us part' section to read,
'Substantial penalty for early withdrawal.' "